A serious medical condition can make steady work harder. When that happens, Social Security Disability (SSD) benefits may be an option.
If you are over 50 and cannot keep working because of your health, it helps to know how claims are reviewed. You can then see whether your health problem meets the basic legal rules before you apply.
Medical impairments that can meet disability requirements
Social Security Disability does not approve claims based on a diagnosis alone. You need medical records showing a physical or mental limitation that prevents you from doing substantial work. It must also last at least one year or be expected to last that long or result in death.
The Social Security Administration groups conditions by body system. Common examples include:
- Movement problems: Arthritis, back injuries and joint damage
- Mental health conditions: Depression, bipolar disorder, schizophrenia and anxiety disorders
- Nerve and brain disorders: MS, epilepsy, Parkinson’s disease, cerebral palsy and ALS
- Heart and lung conditions: Heart failure, heart disease and severe asthma
- Other serious illnesses: Cancer, immune disorders, vision loss, hearing loss, digestive disease and skin disease
These examples do not decide a claim by themselves. Reviewers look at how your impairment affects your daily life and whether you can still work. If your claim is approved, you could also qualify for other forms of assistance, depending on where you live. State programs may also matter after federal eligibility begins.
In Washington, some people who receive SSI (Supplemental Security Income) or certain Social Security Title II disability benefits may also receive limited state aid. The State Supplementary Payment program gives extra payments to certain recipients who qualify. However, DSHS (Department of Social Health and Services) says the program is currently closed to most new enrollees. Only the SSP Pre-Vocational Legacy (PVL) group remains open.
Understanding your eligibility
Medical records are central to a disability claim. Doctor notes and test results can show how your impairment affects your life. They can also describe pain, trouble moving or treatment side effects.
Those details may become part of the overall review. Even when your diagnosis appears in Social Security’s listings, approval is often not automatic. Reviewers also consider past work, functional limits and medical evidence. Legal guidance may help you gather useful proof, address possible issues and understand how the rules apply to your claim.